Smart banking
for the whole familyReach your financial goals and help your kids reach theirs.
Premium credit cards
12g stainless steel metal credit cards for you. Plastic for the kids, they're going to lose them anyway.
High interest checking accounts
Your new primary account has check deposit, ATM access, 3 free wires/yr, and unlimited 3.5% interest. Seamlessly monitor and control your kids bank accounts in the same experience.
Allowance and chore management
Give your kids real life experience earning money and budgeting for future purchases.
Strong interest and cash back.
2.8% interest on all deposits.
1% cash back on all credit card spend.
2% cash back when early pay is enabled.
3% cash back for 30 days for each referral that gets approved on up to $10k in spend.
No subscription, fees, or minimum balance.
Teach your children to be financially secure.
Automate weekly allowances
Incentivize
savings early
Help them build credit history
Insights that actually help.See where your money goes every month. Recategorize spend as it happens. Benchmark spend against your peers.
Frequently asked questions.
Is willow safe for kids to use?
Yes. Willow provides you with a variety of controls to ensure that your kids are safely using credit. Spend is limited to the amount of money they have in their personal bank account. Additionally, you can restrict online purchases, in person purchases, cash advances, and specific merchants or categories.
Is Willow free? How does Willow make money?
Yes. Willow is free. Willow receives a small amount of money from merchants each time you use the credit card (called interchange), as well as interest on your deposits. We pass the majority on to you as rewards and interest and use what's left to support the business.
